Stoneham m.e. is a federally chartered, full service credit union serving
members since 1963. We offer a full range of financial services and are
committed to meeting and fulfilling the financial expectations of our members.
... looking forward to serving you!
Today's Date is:
As of Monday, November 9th, Stoneham ME Federal Credit Union has joined the Allpoint ATM Network. This means our members now have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide. And in addition... your account balances are now Online, Real-Time!
With the Allpoint Network, SMEFCU members will never be far away from surcharge-free ATM access to their cash, especially in the United States where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets, including major discount retailers, convenience, grocery, and pharmacy stores, Allpoint Network ATMs save our members time as well as ATM fees.
NOTES AND HIGHLIGHTS:
Please feel free to contact our staff at (781) 438-3959 or (978) 658-5394 with any questions.
Wish to apply for a Stoneham ME FCU ATM/Debit Card? Click on the link below:
* Existing smefcu loans are not eligible for this special
We're offering Loan Rates as Low as...
* New Cars - 1.79% APR
* Used Card - 2.39% APR
If you’d like to be more involved with your credit union and have a strong desire to help Stoneham m.e. Federal Credit Union continue to succeed and grow, we encourage you to apply for a position on the Board of Directors. You may find that representing your fellow credit union members not only benefits them, but will provide you with valuable knowledge and skills for years to come.
To apply, please contact one of our committee members listed below.
Just a reminder of our newest loan product - The Auto Title Cash Loan!
Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.
If your vehicle is paid off, you could qualify for an Auto Title Cash Loan* based on the value of your vehicle.
* Qualified cars: 2003-2015; proof of registration is required;
a $25 transfer fee may be charged by the RMV Dept.
To apply for an Auto Title Cash Loan, click on one of the links below:
Affordable, Convenient... Tailored for your needs!
NEW! - 1O Year Fixed Year Special @ 2.75% Rate, 2.855% APR*
15 Year Fixed Year Special @ 2.99% Rate, 3.063% APR*
And... Call Us for our other 15, 20 and 30 Year Rates
First Come, First Serve!
Our partner, Allanach Mortgage Group
offers leading edge technology,
a wide variety of first mortgage products,
and the fast, courteous service.
Our Goal is to respond to your application within 24 hours!
* This special rate is offered for new money only
Go Hassle Free
Go Paper Free
Go Worry Free
Are you looking for a fast, convenient
and safe way to pay for your purchases?
Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.
> Home Equity Line-of-Credits - 3.25% APR
> Fixed Rate Home Equity Loans - as low as 2.75% APR
Low Closing Cost Options Available!
The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.
Contact our Loan Representatives for more information.
Stoneham Office - 781-438-3959
Wilmington Branch - 978-658=5394
We Need Your Help
Tell Congress: Don't Tax My Credit Union
All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.
We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.