Stoneham m.e. is a federally chartered, full service credit union serving
members since 1963. We offer a full range of financial services and are
committed to meeting and fulfilling the financial expectations of our members.
... looking forward to serving you!
Today's Date is:
On Monday, November 9th, Stoneham ME Federal Credit Union joined the Allpoint ATM Network. This means our members now have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide. And in addition... your account balances are now Online, Real-Time!
With the Allpoint Network, SMEFCU members will never be far away from surcharge-free ATM access to their cash, especially in the United States where Allpoint offers 43,000 cash machines in places they’re already visiting as part of their daily routine. Conveniently located in destination retail outlets, including major discount retailers, convenience, grocery, and pharmacy stores, Allpoint Network ATMs save our members time as well as ATM fees.
NOTES AND HIGHLIGHTS:
Please feel free to contact our staff at (781) 438-3959 or (978) 658-5394 with any questions.
Wish to apply for a Stoneham ME FCU ATM/Debit Card? Click on the link below:
* Existing smefcu loans are not eligible for this special
We're offering Loan Rates as Low as...
* New Cars - 1.79% APR
* Used Card - 2.39% APR
As of May 2016, credit union members with Visa Platinum Credit Cards began receiving new "chip" cards as their ones expired.
The chip enables more secure processing than magnetic strip cards by generating cryptograms (unique, single-use codes) to approve each transaction. This provides an extra layer of security for your card and bank account; the randomly generated, one-time code is virtually impossible to duplicate in counterfeit cards, thus reducing the likelihood of in-store fraud.
How To Use Your Chip Card:
It's Easy!When making your purchase, insert the card chip first and face up into the terminal. Leave the card in the terminal until the transaction is complete. Then sign and remove the card. Many cashiers are trained to walk you through this process as well.
Worried about using your card while traveling internationally? Don’t be! With over 36.9 million active terminals in over 130 countries, you can be sure your information is secure while abroad.
Please Call Us With Any Questions
Just a reminder of our newest loan product - The Auto Title Cash Loan!
Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.
If your vehicle is paid off, you could qualify for an Auto Title Cash Loan* based on the value of your vehicle.
* Qualified cars: 2005-2016; proof of registration is required;
a $25 transfer fee may be charged by the RMV Dept.
To apply for an Auto Title Cash Loan, click on one of the links below:
Affordable, Convenient... Tailored for your needs!
1O Year Fixed Year Special @ 2.99% Rate, 3.146% APR*
15 Year Fixed Year Special @ 3.125% Rate, 3.233% APR*
And... Call Us for our other 15, 20 and 30 Year Rates
First Come, First Serve!
Our partner, Allanach Mortgage Group
offers leading edge technology,
a wide variety of first mortgage products,
and the fast, courteous service.
Our Goal is to respond to your application within 24 hours!
* This special rate is offered for new money only
Go Hassle Free
Go Paper Free
Go Worry Free
Are you looking for a fast, convenient
and safe way to pay for your purchases?
Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.
> Home Equity Line-of-Credits - 3.50% APR
> Fixed Rate Home Equity Loans - as low as 2.75% APR
Low Closing Cost Options Available!
The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.
Contact our Loan Representatives for more information.
Stoneham Office - 781-438-3959
Wilmington Branch - 978-658=5394
We Need Your Help
Tell Congress: Don't Tax My Credit Union
All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.
We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.