"Its a great movement, worthy of great deeds, deserving of great loyalty."               Edward Filene

What's New

Today's Loan Rates as low as...

Fixed Mortgage 3.25%
Fixed Home Equity  2.75%
Home Equity LOC  3.25%
Consolidation Loan 9.90%
New Auto 1.79%
Auto "Transfer" 2.29%
Used Auto 2.39%
VISA Credit Card 11.99%
Holiday Loan Special 5.99%

Rates subject to change w/o notice

Report Lost or Stolen Cards

Credit Card:

(800) 843-5463

ATM/Debit Card:

(781) 438-3959 x210

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CTR Reference Guide

Click here for an explanation why Currency Transaction Reports are required and completed by financial institutions.

Access24 Phone#s!

(781) 438-3092 & (978) 658-2122  Make use of our audio response, auto-teller service - available 24/7 for easy access to your accounts


Pay your credit card bill and manage your account conveniently online with eZCardInfo.

"Don't Tax My CU"!

Send that strong message to your U.S. Legislators today.

Calculator Tools!

Simply click here and go to the "Calculators" link on the next page for both Loan & Savings Calculators

1st Mortgage Online Apps!

View Rates, Products & Apply Online

Free Credit Reports!

Available once every 12 months

Deposit & Withdrawal ATMs!

Click Here for SUM surcharge-free ATMs offering no fee transactions

Invest In America!

Receive cash back on purchases and discounts from 1,200 retailers

The MoneyLine Expre$$!

Click Here for our Qrtrly Newsletter

2013 Annual Report!

Click Here for our Annual Report

Deposit Slip & Reconciliation Forms!

Click Here for Online Forms





Calendar of Events

Holiday Closings:

Presidents' Day     

       Mon., Feb 16th, 2015

Memorial Day     

       Mon., May 25th, 2015

Branch Hours:


Mon, Tue, & Fri      9:00-4:30

Wed                      9:00-3:00

Thu                       9:00-6:00

Sat                        9:00-12:00


Mon, Tue, & Fri      8:30-11:30


Wed                      8:30-11:30


Thu                       8:30-11:30



NOTE:   ATM/Debit Card Balances are updated three times each business day; once in the morning @ approx. 9:00 AM, once between 12:00 PM-1:00 PM and once in the afternoon @ approx. 4:30 PM.








Member Cellular Discounts with Sprint


Save on Car Insurance. Get a quote.



Member Cellular Discounts with Sprint













Stoneham m.e. is a federally charted, full service credit union serving members since 1963.  We offer a full range of financial services and are committed to meeting and fulfilling the financial expectations of our members.  

Our credit union is conveniently headquartered in Stoneham Massachusetts with an additional full service branch in Wilmington.
  For more information on membership, products and/or services, please browse our website, call our office or come in for a visit.  Be assured that every effort will be made to provide you with courteous, friendly and efficient service. 


... looking forward to serving you!

Today's Date is: Counter

Today's News:

- Happy 2015! -

Thank you to all of our credit union members for your support and confidence in our ability to serve your financial needs over the years. We’d like to take this moment and wish you and your family continued peace, happiness and abundant health throughout 2015.



Our Gift To You!  - Skip-A-Payment -


Click here for our Skip-A-Pay Request Form


Make your holiday season the most wonderful time of the year by skipping your November, December or January loan payment on a qualifying Stoneham m.e. Federal Employee Credit Union consumer loan(s)*. The jingling you hear won’t just be from bells but from all of the money in your pocket! To skip a payment simply:


Click here for your Skip-A-Pay Request Form


There is a low $25 processing fee per loan to take advantage of this great offer and will be collected as part of the deferred payment. Interest will continue to accrue on your loan(s) during the month you skip a payment.

* Please see the Skip-A-Pay Request Form for further details.


If you have any other questions, feel free to ask our staff at either branch or call us at: (781) 438-3959 or (978) 658-5394.


Happy Holidays!




Best Time Of The Year To Buy A Car


Most insiders agree the best time of the year

to purchase is during Christmas and New Years.


As you may have quessed, people aren't shopping for cars during this time and every dealer is striving to meet end-of-year sales goals. The negotiation process is easier and manufacturers tend to offer large rebates at this time to clear out all remaining models.


Let the credit union help you with a low rate Auto Loan!


* New Cars - as low as 1.79% APR


* Used Card - as low as 2.39% APR


Not happy with your current car loan rate or

finance company?... transfer your loan here!


* Automobile Transfers - 2.29% APR



Click here for Automobile Loan, Individual Applications


Click here for Automobile Loan, Joint Applications




Extra Dough For The Holidays


Holidays can be an expensive time of year and we want to help make yours a little less stressful. You’ve got stockings to fill, decorations to buy, holiday travels to plan, and the last thing you need to worry about is your holiday budget—fortunately,

Stoneham m.e. Federal Credit Union can help!


Get everything on your list this year . . . and pay it off in 12 months or less!  For a limited time, we're offering a Holiday Loan Special with the following benefits:

  • Rate at 5.99% APR

  • Borrow up to 12 months

  • Amounts up to $3,000

  • Online applications available 24/7

  • Same day approvals

Take the worries out of your holiday shopping and consolidate those higher interest rates today with an attractive Holiday Loan. For more details, ask a staff employee at one of our branches.


Click here for your Holiday Loan Special Application




A New Source of Cash



Introducing our newest loan product - The Auto Title Cash Loan!

Looking for a lower rate? Are credit scores causing you trouble getting credit? Need quicker access to cash than traditional payday loans? This loan option may be your best solution.


If your vehicle is paid off, you may qualify for an Auto Title Cash Loan* based on the value of your vehicle.

  • Vehicle with clear title used as collateral

  • Flexible terms up to 36 months

  • Fixed competitive interest rate at 8.99% APR

  • No prepayment penalties

  • Loan amounts up to $5,000 based on 50% of the NADA value of vehicle.

* Qualified cars: 2003-2014; proof of registration is required;

a $25 transfer fee may be charged by the RMV Dept.


To apply for an Auto Title Cash Loan, click on one of the links below:


Click here for Consumer Loan, Individual Applications


Click here for Consumer Loan, Joint Applications




Today's Mortgage Bargain...


An affordable 15 Year Special


3.25% APR*


First Come, First Serve!


Our partner, Allanach Mortgage Group offers leading edge technology, a wide variety of first mortgage products,

and the fast, courteous service you deserve.


Our Goal - To respond to your application within 24 hours!


* This special rate is offered for new money only


Click here to view all Current Mortgage Rates & Products


Click here to complete our Pre-Qualifying Application




The ULTIMATE ATM/Visa Check Card


Go Hassle Free

Go Paper Free

Go Worry Free


Are you looking for a fast, convenient

and safe way to pay for your purchases?


Our ATM/Visa Check Card is the smarter way to pay. A Check Card (also known as a Debit Card) allows you to purchase what you want, anywhere Visa is accepted. Check Cards are quicker than making visits to the credit union, more convenient than writing checks, and safer than carrying cash.


Click here to apply for an ATM/ Visa Check Card Today




Low Closing Cost - Home Equity Loans


> Home Equity Line-of-Credits - 3.25% APR


> Fixed Rate Home Equity Loans - as low as 2.75% APR


Low Closing Cost Options Available!

The credit union will pay the first $300 of your closing cost by taking a minimum amount of $20,000 or more.


Contact our Loan Representatives for more information.

Stoneham Office - 781-438-3959

Wilmington Branch - 978-658=5394



E-Mail: Click here to request more information


Click here for all our Home EquityRates & Terms




Marc Fucarile





Don't Tax My Credit Union



We Need Your Help

Tell Congress: Don't Tax My Credit Union


All these benefits are currently at risk. Congress is now considering tax reform legislation that has the potential to eliminate the tax exemption status for all credit unions.


We urge members to send a strong message to your U.S. Representative and Senators: "Don't Tax My Credit Union". It's easy to do - just visit www.DontTaxMyCreditUnion.org.


Thank You!




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