Fee Schedule

General Fees

Open Regular Share Account (New Member)No Fee
Access 24 - Telephone Response SystemNo Fee
Home Banking 24 - Online Banking (available with E-Statement sign-up)No Fee
E-Statements - Electronic Statement DeliveryNo Fee
Bill Payer - Introductory offer: first 6 months Free$5.00 per month
Postage Stamp Books - (3 Books max. per month)No Fee
Notary ServiceNo Fee
3rd Party Credit Union Check - $500 or moreNo Fee
3rd Party Credit Union Check - less than $500$3.00
Money Order$3.00
Gift Check$3.00
Foreign Check Transaction$25.00
NSF Returned Check$27.00
Tax Levy/Garnishment$50.00
Paper Statement Reproduction or Transaction History - (free via Home Banking 24)$5.00
Re-Open closed Regular Share Account - within a 6 month period$20.00
Inactive Account (after 1 year, 18 years of age or greater)$5.00 per month
Dormant Account (inactive for 3 years)$100.00
Returned Statements - Incorrect Address$4.00
Returned E-Statements - Incorrect E-mail Address$4.00
Real Estate Subordination$100.00
Real Estate Loan Discharge Reissue$100.00
IRA Transfer Out$25.00
Account Research and Account Balancing$40.00 per hour
Request for Account Activity and/or Balances1$3.00
Early Withdrawal Penalty - Term Share Certificates2180 Days' Dividend

Wire Transfers

Wire Transfer - Incoming, Domestic & International$10.00
Wire Transfer - Outgoing, Domestic$25.00
Wire Transfer - Outgoing, International$100.00

ACH

ACH - NSF Returned Item$27.00
ACH - NSF paid by Share Transfer$5.00

ATM/VISA Check Cards

Point of Sale (POS), Transfer and DepositsNo Fee
Withdrawals - 5 Free Transactions per month3$1.75
Balance Inquiries - 5 Free Transactions per month3$1.75
NSF Recurring Transactions$27.00
NSF paid by Share Transfer$5.00
Inactive Card (after 6 months of no activity)4$1.00 per month
Inactive Card (after 12 months of no activity)4$5.00 per month
Card Replacement$15.00

VISA Credit Cards

Annual FeeNo Fee
Late Payment Fee$25.00
Return Check Fee$25.00
Card Replacement$15.00
Walk Thru Fee (member requested, expedited Card Replacement)$50.00

Personal Share Drafts – Checking Accounts

Service Fee - Waived for E-Statement participants and "Golden Age" Membership (minimum 60 years of age with direct deposit)$3.00 per month
Stop Payment$25.00
NSF Returned Item$27.00
NSF paid by Share Transfer$5.00
Draft Copy - (Free via Home Banking 24)$5.00

Share Drafts – All Checking Accounts

Per Transaction FeeNo Fee
New Accounts - First Box of 50 Basic ChecksNo Fee
"Golden Age" Membership (minimum 60 years of age with direct deposit) - 1 Box of Basic Checks per YearNo Fee

Business Share Drafts – Checking Accounts

Per Transaction Fee5$0.50