Stoneham, Wilmington and Reading Branches will close at 3:00 p.m. on New Year’s Eve.
The Wakefield Branch will close at 2:00 p.m.
All locations will be closed on Wednesday, January 1, 2025 for New Year’s Day.
Wishing you a happy and healthy New Year!
Please be advised that on those occasions, you are no longer subject to, or under the protection of the privacy and security policies of our website. SMEFCU does not represent either the third party or you if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you enter which may be different than those of ours.
Please be advised that on those occasions, you are no longer subject to, or under the protection of the privacy and security policies of our website. SMEFCU does not represent either the third party or you if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you enter which may be different than those of ours.
Please be advised that on those occasions, you are no longer subject to, or under the protection of the privacy and security policies of our website. SMEFCU does not represent either the third party or you if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you enter which may be different than those of ours.
Please be advised that on those occasions, you are no longer subject to, or under the protection of the privacy and security policies of our website. SMEFCU does not represent either the third party or you if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you enter which may be different than those of ours.
Rates effective 4/1/2019 and are subject to change. The current interest rate of 5.50% APR* is a variable rate based on the Prime Rate, with a floor of 4.000% APR* and maximum ceiling of 18% APR*. Rate shown is based on 80% LTV. Other home loan products, rates and terms available. Interest may be tax deductible (consult your tax advisor). **An initial advance of $25,000 is required for a period of 6 billing cycles to qualify for no closing costs. A $350 early cancellation fee applies if the line is closed or paid off within the first 24 months. Primary Residence only. Subject to credit approval. Limited Time Offer.
Please be advised that on those occasions, you are no longer subject to, or under the protection of the privacy and security policies of our website. SMEFCU does not represent either the third party or you if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you enter which may be different than those of ours.